Card ExtendPay Plan Consumer video transcript
(SPEECH)
Pay over time with a Card ExtendPay Plan.

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Drawings of a stove, a jacket, a chair, and a broken cellphone.

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Big, planned, or unexpected purchases can be extended into interest-free, equal monthly payments for a small fixed monthly fee.

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Pages on a calendar fall away. Each month has the same Fixed Monthly Payment date marked.

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Plus, if you have a credit card that earns rewards, you still get any rewards you earn for those purchases. There's no application fee or credit check to get started. Simply choose which recent eligible credit card purchase balances you want to pay over time.

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Payment options appear on the right side of the screen. The payment options are 3, 6, or 12 payments.

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Then choose the repayment option that works best for you and confirm your plan. Get started today.

[UPBEAT MUSIC]

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Logo, a curved shape like a letter L with a small, square inverted L opposite the top. Text reads, Copyright 2024, Elan Financial Services. All trademarks are the properties of their respective owners. 

You may designate up to 50% of your credit card line, $100 minimum, in eligible credit card purchases and pay it in monthly installments with just a small fixed monthly fee. Only purchase balances are eligible for Card ExtendPay plans. Transactions identified as advances or balance transfers, as defined in your card member agreement, and any interest or fees, including annual fee, do not apply. The only purchases that will appear as eligible purchases in the enrollment processes are purchases that were made within 60 days prior to signing up for a Card ExtendPay plan, are over $100, and are less than your purchase balance when you signed up for a card extend pay plan. 

The monthly fixed fee will be determined when your Card ExtendPay plan is created and is provided to you before you complete setting up a Card ExtendPay plan. This fee will remain the same until the Card ExtendPay plan is paid in full. The monthly fixed fee of the Card ExtendPay plan is based upon the original principal amount, purchase APR, and other factors. 

When you set up a Card ExtendPay plan, the total monthly payment obligation will be included in your monthly minimum payment. If you have any Card ExtendPay plan balances, you may avoid interest charges on new purchases by paying the plan adjusted balance in full each month. The plan adjusted balance is your non-card extend pay plan balance plus the total monthly card extend pay plan payment, not including any disputed amounts. You may pay the Card ExtendPay plan balances off early by paying your current balance in full, which includes activity on your account since the previous statement. You will see the Card ExtendPay plan in your credit card dashboard and online banking and the mobile app. This Card ExtendPay offer may be withdrawn based on activity on your credit card account after the offer was made. If you are no longer eligible for this offer, you will not be able to access the enrollment site. Your eligible purchases will still earn you any rewards your credit card would otherwise offer. Refer to your card member agreement for details. 

For Card ExtendPay offers to small business accounts: only you, as your company’s authorized office (AO), may enroll in a Card ExtendPay plan. All references to “you” and “your” apply to you as the AO. If your company's card program is set up with central billing, you may select Card ExtendPay-eligible purchases when viewing the central billing account, which includes purchases made on employee cards. If your company is set up with individual billing, you may only select purchases made on your own card account. 

The creditor and issue of these cards is Elan Financial Services, pursuant to separate licenses from Visa, USA Incorporated, MasterCard International Incorporated, and American Express. MasterCard is a registered trademark, and the circles design is a trademark of MasterCard international Incorporated. American Express is a federally registered service mark of American Express.